TEGO Platform Ltd · Legal

Draft v0.1, for legal review, not yet in force

For customers

Terms of use

The rules for using TEGO's website and your customer account: quotes, signing in, what you may and may not do, and who answers for what.

Entity
TEGO Platform Ltd · BRN C26237531
Version
0.1
Status
Draft for legal review
In force
Not yet

Who we are

This website and your customer account are run by TEGO Platform Ltd, BRN C26237531, Telfair, Moka, Mauritius, called TEGO in these terms.

TEGO compares motor insurance and arranges cover as an insurance broker applying for its FSC licence.

What TEGO does for you as a broker, from your choice of insurer to the premium, is set out in the terms of business:

What TEGO does with your personal data, and what it keeps in your browser, is set out in two notices:

[For legal review: how a visitor or a customer accepts these terms]

Quotes

Prices shown are indicative until confirmed by the insurer.

Each price is worked out from that insurer's rate table, on the answers you give.

TEGO keeps your quote under a reference and emails you its link. The link and the prices in it last 30 days.

A quote is not an offer of insurance, and nothing else on the website is either. There is no cover until the insurer confirms it.

The insurer may confirm the price, change it, or decline to cover you.

Your account

  1. Your account opens the first time you confirm your email address with a code.
  2. Each time you sign in, TEGO emails you a six-digit code, which works once and lasts 10 minutes. There is no password.
  3. One email address is one account, for one person.
  4. Once you sign in, your session lasts 30 days on that browser. Sign out ends it.
  5. Anyone who can open your mailbox can sign in as you, so keep your mailbox safe.
  6. You can delete your account from your profile, except while a request or a claim is open. The privacy notice says what is deleted and what is kept.
  7. TEGO may suspend an account used in breach of clause 4.

Acceptable use

  1. You give true details, your own or ones you are allowed to give, such as those of another driver of your car.
  2. You do not use robots, scraping or other automated means to reach the website, and you do not send requests in bulk.
  3. You do not try to reach another person's data, or to get around the website's security.
  4. You do not reuse TEGO's content, beyond keeping copies of your own quotes and documents.

Content and marks

The website's text, design and code belong to TEGO.

The insurers' names and marks belong to each insurer.

Clause 4.4 says what you may do with TEGO's content.

Liability

This clause is for a lawyer to write. It must cover at least three points: prices are indicative until the insurer confirms them; the insurer's policy wording, not the website, decides what is covered; and the website may at times be unavailable.

  1. [For legal review: limitation of liability]

Changes to these terms

  1. Each change to these terms is published on this page as a new version, with its date.
  2. [For legal review: how much notice is given]

Law and contact

The laws of Mauritius govern these terms.

[For legal review: which courts]

Questions about these terms go to TEGO by email:

contact@tego.mu

By post: TEGO Platform Ltd, Telfair, Moka, Mauritius.

Document statusDraft v0.1 for legal review. Not in force. LanguagesEnglish and French. [For legal review: which language prevails]

TEGO Platform Ltd. BRN C26237531. Telfair, Moka, Mauritius.